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Furnished let vs standard lease: what to know before you sign

Published on July 30, 2026 · by Ismael Samuel

Furnished let vs standard lease: what to know before you sign

You have just been posted to Cayenne, landed a job in Kourou or you are preparing your move to Saint-Laurent-du-Maroni: very quickly, housing becomes the central question. And from the very first listings, a choice imposes itself. Should you sign a furnished rental lease or a standard lease (unfurnished rental)? The two formulas answer very different needs, with commitment periods, notice periods, security deposits and tax rules that have nothing in common. Getting it wrong when you sign can be costly: several months of rent tied up, a notice period that is far too long just when you need to move out, or a home that does not match your real situation on the ground.

In French Guiana, the rental market has its own quirks: strong demand in Cayenne and its outskirts (Rémire-Montjoly, Matoury), a large presence of civil servants and Space Centre employees in Kourou, and turnover driven by postings. This guide helps you understand the real differences between furnished and unfurnished lets, spot the traps before you sign, and decide which formula fits your relocation plans.

In France — and therefore in French Guiana, where mainland law applies — renting a main residence is governed by the law of 6 July 1989. But furnished and unfurnished lets do not follow exactly the same rules.

The unfurnished rental (standard lease)

The standard lease covers a home rented without furniture, or with furniture insufficient to live there immediately. Its main characteristics:

  • Lease term: a minimum of 3 years when the landlord is a private individual (6 years if it is a legal entity, such as an SCI or a company).
  • Tenant’s notice period: 3 months as a rule, reduced to 1 month in certain cases (job transfer, first job, job loss, health reasons, allocation of social housing).
  • Landlord’s notice period: 6 months before the end of the lease, and only for a legitimate reason (repossession, sale, serious grounds).
  • Security deposit: capped at 1 month’s rent excluding charges.

This is the formula for long, stable relocations: you are arriving in French Guiana for several years, with or without family, and you furnish the place yourself.

The furnished rental

A furnished let requires a home equipped with a list of items defined by decree (bedding, hob, fridge, crockery, table, chairs, storage, light fittings, cleaning equipment, and so on). Its rules are more flexible:

  • Lease term: 1 year, renewable, or 9 months non-renewable for a student lease.
  • Tenant’s notice period: 1 month in all circumstances.
  • Landlord’s notice period: 3 months before the end date.
  • Security deposit: up to 2 months’ rent excluding charges.

The furnished let is designed for flexibility: quick move-in, short commitment, the option to leave with one month’s notice. It is often the preferred formula on arrival, while you get to know French Guiana and look for a longer-term home.

Maison creole traditionnelle a trois niveaux avec balcon et volets colores dans une rue de Cayenne, Guyane
Une maison creole en centre-ville de Cayenne, typique du parc locatif ancien de Guyane — © Cayambe (Wikimedia Commons, CC BY-SA 4.0)

The crux of the matter: commitment period and notice

This is probably the most important criterion for someone arriving from mainland France without yet knowing exactly what their local situation will be.

With a 3-year unfurnished lease, you are committed for the long haul — even though, in practice, you can leave at any time provided you give notice. The sensitive point is precisely that 3-month notice period. Good news for newcomers: the grounds for reducing notice to 1 month cover most relocation situations. A job transfer, a first job or a job loss allow you to bring the notice period down to 1 month, with supporting documents.

With a furnished let, the notice period is always one month, with no justification required. That is maximum freedom: if you find your neighbourhood does not suit you, that you would rather be closer to your workplace in Kourou than stay in Cayenne, or that your posting changes, you can move quickly.

As a rough guide: many people on a job transfer first choose a furnished let for the early months, then switch to an unfurnished lease once they know the city, the commute times and the neighbourhood that suits them.

What it means for your budget

Both the upfront cost and the monthly cost differ depending on the formula.

The security deposit and the furniture

With an unfurnished lease, the deposit is limited to 1 month’s rent excluding charges — but you have to buy all your furniture. And in French Guiana, appliances and furniture are often more expensive than in mainland France because of shipping costs (octroi de mer dock dues, sea freight). Kitting out a home from scratch can represent a substantial budget, to be anticipated as an indicative figure in your relocation envelope.

With a furnished let, the deposit can go up to 2 months’ rent, so the initial cash outlay is higher — but you are not buying any furniture. For a stay of a few months to two years, it is very often cheaper overall.

The rent

For an equivalent floor area, a furnished home generally rents for more than an unfurnished one: the landlord passes on the cost of the furniture and the more frequent turnover. The gaps vary by town, neighbourhood and season, and should be treated as orders of magnitude, not as fixed rules.

Neighbourhood pointers in French Guiana

Purely as a guide, to place the areas:

  • Cayenne: the centre (Cépérou, the Crique district), Montabo and Bourda hold a good share of the urban supply.
  • Rémire-Montjoly: a residential town popular with families, close to the beaches, often quieter.
  • Matoury: close to Félix-Éboué airport, convenient for getting around.
  • Kourou: shaped by the Guiana Space Centre, with a market tied to space-sector postings.
  • Saint-Laurent-du-Maroni: on the river, to the west, with a smaller market.

Tax: a point often overlooked before signing

The tax difference mainly concerns the landlord, but it has indirect consequences for the tenant (the type of lease offered, the stability of supply).

  • Unfurnished rentals fall under property income (micro-foncier or actual-expenses regime).
  • Furnished rentals fall under BIC (industrial and commercial profits), with the widely used LMNP status (non-professional furnished landlord), which notably allows depreciation of the property and the furniture.

If you yourself own a property in mainland France that you are renting out before leaving, or if you are considering investing in French Guiana, this choice has a real impact on your tax bill. It is a point to confirm with a professional based on your situation. If you own a property in French Guiana that you cannot manage remotely, our team can help: discover our property management service.

Main tenant un trousseau de cles avec porte-cles en forme de maison devant un sejour lumineux
La remise des cles : le moment ou le choix du bail, meuble ou vide, prend tout son sens — © Jakub Zerdzicki (Pexels, Pexels License)

Traps to avoid before signing

A few points to watch, valid everywhere but particularly useful when you are discovering the Guianese market.

The inventory of fixtures and the furniture list

In a furnished let, the furniture inventory matters as much as the inventory of fixtures. Check that every listed item is present and working: air conditioning (essential in French Guiana’s equatorial climate), fridge, hob, bedding. A sloppy inventory on arrival means risking being held responsible on departure for missing items or damage that is not your doing.

Air conditioning and humidity

The Guianese climate is hot and very humid all year round. Before signing, check that air conditioning is present and working, look at the ventilation, and search for any traces of mould. A poorly ventilated home can quickly become uncomfortable and damage your belongings.

Charges and water

Clarify what the charges cover: water, upkeep of common areas, possibly shared air conditioning. Ask for an estimate of consumption, particularly electricity (the AC runs a lot).

Surveys and insurance

Insist on the mandatory property surveys and take out home insurance as soon as you get the keys — it is compulsory for the tenant. Also bear in mind the risk of heavy rainfall depending on the location.

Your pre-signature checklist

  • Type of lease confirmed in writing (furnished or unfurnished) and the corresponding term
  • Security deposit amount compliant (1 month unfurnished / 2 months furnished max, excluding charges)
  • Notice conditions and period checked, grounds for reduced notice understood
  • Detailed move-in inventory of fixtures and signed furniture inventory (if furnished)
  • Air conditioning, ventilation and absence of damp all checked
  • Nature and amount of charges specified, consumption estimate requested
  • Surveys handed over and home insurance taken out
  • Supporting documents ready if you are requesting reduced notice for a job transfer

So, furnished or standard lease?

There is no universally right answer — only the one that matches your relocation plans in French Guiana.

Go for a furnished let if: you are arriving from mainland France without yet knowing the city, your posting is short or medium term, you want the flexibility of a one-month notice period, you do not want to invest in expensive furniture, or you are looking for a stopgap while you find something better.

Go for an unfurnished lease if: your relocation is long and stable (several years), you are coming with family, you already own furniture or want to decorate to your own taste, and you are looking for a monthly rent that is generally lower for the same floor area.

Many newcomers adopt a two-step strategy: flexible accommodation on arrival, then a long lease once they have got the measure of the city. It is often the most stress-free way to land in French Guiana.

Frequently asked questions

Can a furnished lease be converted into an unfurnished one along the way?

No, not automatically. Changing regime requires a new lease to be concluded between tenant and landlord, with both parties’ agreement. So you need to discuss it and sign a new, suitable contract.

Does the reduced 1-month notice apply to unfurnished rentals in the event of a job transfer?

Yes. A job transfer is one of the legal grounds allowing the notice period to be cut from 3 months to 1 month on an unfurnished rental, on presentation of supporting evidence. This is a key point for people posted to French Guiana.

Is the security deposit higher for a furnished let?

Yes. For a furnished let, the deposit can reach 2 months’ rent excluding charges, versus 1 month maximum for an unfurnished rental. Plan for this cash-flow difference upfront, as an indicative figure in your relocation budget.

Where can I find a furnished home quickly when arriving in French Guiana?

The simplest approach is to secure temporary furnished accommodation even before you arrive, then look around on the ground once you are settled. That avoids rushing and gives you time to choose properly. You can browse our properties for your landing.

Should I go through an agency or a private landlord?

Both are possible. An agency charges fees but secures the application file and the inventory of fixtures; a private landlord can be more flexible. In every case, keep a written record of each commitment and read the lease before signing. For any question about your move, you can contact us.

In summary

A furnished let offers flexibility and speed, ideal for arriving and for short to medium stays; the standard lease offers stability and often a gentler rent, ideal for a long relocation with family. Before signing, check the term, the notice period, the deposit, the inventory and the condition of the home — and do not forget local realities (humid climate, cost of imported furniture, neighbourhoods).

Are you preparing your transfer or your move to French Guiana and looking to settle in calmly while you find the right long-term home? Book temporary furnished accommodation among our properties for a soft landing, and do not hesitate to contact us: we know the ground and can point you in the right direction. To go further, find our other practical tips on the blog.

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